At the end of every workers’ compensation policy term, an insurance carrier will conduct a final premium audit. The audit is based on the policy’s Named Insureds and the actual payroll, operations and job classifications for the expired coverage period. During the policy year, small businesses may experience changes in staff, operations and perhaps even…
by Brent Forbush The most urgent question received from clients on a continuing regular basis is, “I need cash and I have a few big jobs that I am awaiting payment but it doesn’t look like I will get paid before this week’s over—what can I do?” Need cash in a hurry? Here’s how business…
By Raul Chacon Nevada businesses reported approximately 34,000 nonfatal workplace injuries and illnesses in 2016, according to the U.S. Bureau of Labor Statistics.[1] This equates to an incident rate of 3.7 cases per 100 full-time workers was significantly higher than the national average. The report also found more than half the Nevada incidents were serious…
By Steve Self, special to bizNEVADA As a business owner, it’s exciting to reflect on the past year and prepare for all that’s ahead in 2019. Yet, with the calendar change comes the realization that the tax filing deadline may be just around the corner. “Have I done all that I could to minimize my…
by Brent Forbush The single biggest question our firm receives on an almost daily basis from business owners as they set out on the path of business ownership, acquisition of an existing business, or reorganization of an existing business, is “What type of entity should I select?” With the sweeping proposed changes in the…
By Raul Chacon, Special to bizNEVADA While businesses across the state are setting sales goals and implementing plans for 2019, many are overlooking a critical component to success in the New Year: their workers’ compensation insurance coverage. Workplace injuries and illnesses affect approximately 2.8 million workers per year.[1] Businesses often experience lower productivity, higher out-of-pocket…
by Craig A. Ruark When you talk about mining to most people, the image of house-size earth moving equipment and gigantic craters, or long dark tunnels are generally what come to mind. However, a new mining industry has been evolving since 2009, and it involves what is called cryptocurrency. Perhaps you…
By: Craig A. Ruark A loan is a loan whether it is a government-backed SBA loan, a secured equity loan through a bank, or a personal loan through an associate, each of them has a principal and interest amount that must be paid back, either in a lump sum or over time. …
By Craig A. Ruark Saying that all banks are the same is like saying all dogs have tails—there may be a wagging appendage but the length, shape, and how the dog carries and uses its tail greatly vary. So, while all banks deal with money, the size of the institution, the way they…
by Craig A. Ruark Nine states in the U.S. have legalized marijuana for recreational and medical use and an additional eighteen states allow legal medical usage. However, the problem is that marijuana is still considered a Schedule I Controlled Substance by the Federal Government and therefore money generated from the cultivation, testing, processing,…
As a newbie trying to understand this somewhat new technology,…
on Tokes Cryptocurrency: An Alternative to Banking for…I like how you've written these so they're easy to…
on The Power of AccountabilitySure Sandy! thanks for the link. - Chris
on Made in Nevada: Manufacturing in the Silver…
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