Tips to Help Avoid Unexpected Workers’ Compensation Premium Costs and Changes to Coverage

Tips to Help Avoid Unexpected Workers’ Compensation Premium Costs and Changes to Coverage

  At the end of every workers’ compensation policy term, an insurance carrier will conduct a final premium audit. The audit is based on the policy’s Named Insureds and the actual payroll, operations and job classifications for the expired coverage period. During the policy year, small businesses may experience changes in staff, operations and perhaps even…

Unlock Hidden Cash from your Balance Sheet

Unlock Hidden Cash from your Balance Sheet

 by Brent Forbush The most urgent question received from clients on a continuing regular basis is, “I need cash and I have a few big jobs that I am awaiting payment but it doesn’t look like I will get paid before this week’s over—what can I do?” Need cash in a hurry? Here’s how business…

How to Foster a Culture of Safety in Nevada Businesses 1

How to Foster a Culture of Safety in Nevada Businesses

 By Raul Chacon Nevada businesses reported approximately 34,000 nonfatal workplace injuries and illnesses in 2016, according to the U.S. Bureau of Labor Statistics.[1] This equates to an incident rate of 3.7 cases per 100 full-time workers was significantly higher than the national average. The report also found more than half the Nevada incidents were serious…

Ameriprise - Steve Self

Is a Business Retirement Plan in Your Future?

 By Steve Self, special to bizNEVADA As a business owner, it’s exciting to reflect on the past year and prepare for all that’s ahead in 2019. Yet, with the calendar change comes the realization that the tax filing deadline may be just around the corner.  “Have I done all that I could to minimize my…

Protecting Your Business in the New Year

Protecting Your Business in the New Year

By Raul Chacon, Special to bizNEVADA While businesses across the state are setting sales goals and implementing plans for 2019, many are overlooking a critical component to success in the New Year: their workers’ compensation insurance coverage. Workplace injuries and illnesses affect approximately 2.8 million workers per year.[1] Businesses often experience lower productivity, higher out-of-pocket…

Blockchain 101

Blockchain 101

    by Craig A. Ruark   When you talk about mining to most people, the image of house-size earth moving equipment and gigantic craters, or long dark tunnels are generally what come to mind.   However, a new mining industry has been evolving since 2009, and it involves what is called cryptocurrency. Perhaps you…

Factoring—the loan alternative

Factoring— The Loan Alternative

   By: Craig A. Ruark   A loan is a loan whether it is a government-backed SBA loan, a secured equity loan through a bank, or a personal loan through an associate, each of them has a principal and interest amount that must be paid back, either in a lump sum or over time.  …