On-the-job injuries can happen at any time in any industry, causing harm to both employees and employers. In fact, private industry employers reported 2.9 million nonfatal workplace injuries and illnesses in 2016, according to the U.S. Bureau of Labor Statistics’ most current data. That equates to 2.9 cases per 100 full-time workers in the U.S.…
At the end of every workers’ compensation policy term, an insurance carrier will conduct a final premium audit. The audit is based on the policy’s Named Insureds and the actual payroll, operations and job classifications for the expired coverage period. During the policy year, small businesses may experience changes in staff, operations and perhaps even…
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